American Airlines Citi Mastercard

Citi® / AAdvantage® Executive World Elite™ Mastercard®- Limited Sign Up Bonus opportunity

Looking to beef up your mileage points with American Airlines? Say no more! The Citi® / AAdvantage® Executive World Elite™ Mastercard® is running a limited time offer for a massive 75,000 point sign up bonus. Of course- you will have to do a few things first to get such a massive bonus.

What do I need to do to get the bonus?

Once you have been approved for the credit card, you will need to spend $7,500 on the card within the first three months of opening the account. This works out to $2,500 a month total to get the award. If you have any big ticket item purchases in your immediate future (like appliances, early Christmas shopping, etc.) or a bunch of consistent expenses (auto insurance, health insurance, etc.) it shouldn’t be a stretch to reach this immediate goal.

As a bonus to your bonus, once you have reached the $7,500 spending goal, you will also earn the typical 1 mile per $1 bonus that American Airlines awards for spending. This additional bonus means you should, in fact, end up with a total of 82,500 bonus points once you have spent the $7,500 in the first 3-month window (75,000 points for the sign-up bonus, 7,500 points for the spending).

Anything I might not like before I jump in?

Yes, of course!

There is a $450 annual fee- it will not be waived for the first year you have the credit card.

Citi will not let you earn a sign-up bonus from more than one personal card of the same brand (so any other Citi® / AAdvantage® card) if you have opened up an account within the past two years. However, if you received a Citi business credit card (CitiBusiness® / AAdvantage® card), this will not affect your ability to receive a sign-up bonus for a personal credit card.

Ok, so what are the perks of signing up for this credit card?

82,500 AAdvantage points- this American Airlines link will explain in better detail what you can spend it on- but to save you some time, this amount of points will comfortably afford you (assuming you are in the mainland United States) 3 roundtrip coach tickets to anywhere else in the mainland United States (12,500 points outbound and 12,500 points inbound with Economy MileSAAver, for a total of 25,000 points per roundtrip), a coach roundtrip ticket to Europe (30K points outbound, 30K points inbound, for a total of 60K points for the roundtrip), etc. Feel free to mix and match to whatever suits your specific needs.

Free checked bags (for domestic flights)!

American Airlines Admirals Club lounge access (especially nice for layovers where you don’t want to leave the airport)- this alone is a $550/year value.

Authorized users of your Citi® / AAdvantage® Executive World Elite™ Mastercard® also get Admirals Club lounge access without you needing to be there and at no additional cost.

You do not have to be flying on an American Airlines flight to use the Admirals Club lounge.

You can add up to 10 additional authorized users to your card at no additional cost

$100 application fee credit when applying for Global Entry or TSA PreCheck

25% discount on in flight purchases (meals, etc.)

Priority check in and boarding (of course)

Naturally, American Airlines miles can be used on Oneworld partner airlines or other partner airlines.

No foreign transaction fees

Are there any other spending goals past earning the sign-up bonus?

If you intend to leverage your Citi® / AAdvantage® Executive World Elite™ Mastercard® for its maximum benefit, there are a few other things you should know.

2 American Airlines miles per $1 spent directly with American Airlines

1 American Airlines mile per $1 spent on anything else

10,000 elite qualifying miles if you spend $40,000 or more with this credit card in a calendar year

So long story short, this offer won’t be around for a long time- normally such generous credit card bonuses have a cap on the number of people who can sign up for them, and once they have reached that goal, the offer is then rescinded or the rewards lowered. Depending on how you mix and match the miles, the total number of points is worth somewhere between $1,000 and $1,800- you’ll know better than anyone how they will best suit your needs though.

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