Best Cards for Earning American Express Membership Rewards Points

When you’re looking to earn rewards towards travel, there are several American Express cards that fit the bill. The Amex credit company has proven itself a worthy adversary of Visa and MasterCard, offering multiple benefits for those who trek around the globe. To find out which cards are best for earning rewards points, have a look below.When you’re looking to earn rewards towards travel, there are several American Express cards that fit the bill. The Amex credit company has proven itself a worthy adversary of Visa and MasterCard, offering multiple benefits for those who trek around the globe. To find out which cards are best for earning rewards points, have a look below.

Business Cards

  • The American Express OPEN Business Gold Rewards Card is good for larger businesses. It offers you 3x points in the category of your choosing: select media advertising, U.S. gas station purchases, computer parts and software from select sales providers, airfare bought directly from airlines and U.S. shipping purchases. The other four categories will earn you 2x points and they all apply up to the first $100,000 in purchases made in each category throughout the year. This can earn you up to 2-3x points per dollar on $500,000 worth of spending. Just think of what you could do with those points! The card’s $175 annual fee is waived the first year.
  • The American Express Blue Business Plus Credit Card is perfect for small businesses who don’t want an annual fee. It offers 2x rewards points per every dollar spent. That’s a hard return to beat on non-bonus spending, whether you have a business or personal credit card.

Personal Cards

  • Looking for the best card for airline travel? Try the American Express Platinum Delta SkyMiles Credit Card. It balances a moderate annual fee with excellent rewards. Every year you’ll receive one complimentary Delta main cabin domestic round-trip ticket with an additional $75 for fees. You’ll get a 20 percent discount on purchases made in-flight and your first bag is checked for free. Interested in Delta Sky Clubs? You get a reduced rate of $29 per person. You’ll also earn miles for every purchase – 2 miles when you buy on Delta and 1 mile for everything else. You can get 10,000 bonus miles and 10,000 bonus MQMs when you spend $25,000 and $50,000 during the year, too. All this for a reasonable fee of $195 per year and you won’t pay extra for foreign transactions.
  • If you like to travel in style, the American Express Platinum Card would be ideal. It offers many different benefits that can help frequent flyers. It starts with a welcome offer of 60,000 bonus points after you spend your first $5,000. That’s a $600 value. In addition, it offers $15 in Uber credits every month with a $35 credit in December. It also offers free access to several club lounge networks, Gold status memberships in Starwood Guest and Hilton Honors, a $200 airline fee credit and a $100 fee credit for TSA Precheck and Global Entry. Want to earn bonus points too? How about 5 points per every dollar spent on airline purchases made through the Amex travel portal or directly from individual airlines? You also get 5 points every time you book a hotel through the Amex portal and 1 point on all other purchases. Add it up and you’ve easily offset the $550 annual fee.

If you’re looking to travel using bonus points, American Express offers several cards that can help you do so. Read through the benefits above and find the card that works best for you so you can journey in style.

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