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Chase Credit Cards That Let You Avoid the 5/24 Rule

If you’ve been travel hacking for a while, you’ve probably opened and closed your share of rewards credit cards. In order to stop people from pocketing bonus points and then moving on to the next card, Chase set up a rule referred to as 5/24. What it means is that people who have opened 5 or more accounts within the last 24 months won’t get approved for new Chase accounts. However, there are several Chase Rewards cards that are still exempt from this rule. Have a look below to see what benefits you can receive.

The IHG Rewards Club Select Credit Card

With this rewards card, you can earn 80,000 bonus points after spending $1,000 within the first three months. It also offers a free anniversary night every year at participating IHG Rewards Club Hotels, making it profitable to keep the card after earning your original bonus. The card offers Platinum status and a 10 percent rebate on redemptions up to an ascertained amount.

The Ritz-Carlton Rewards Credit Card

This card offers several different travel rewards. First, you can earn 2 free nights at any participating Ritz-Carlton Hotel Tier 1-4 after purchasing $4,000 worth of goods and services in the first 3 months after opening your account. Next, you receive an annual $300 travel credit to balance out the $450 annual fee. When you buy tickets through their portal, you’re also automatically given a $100 companion airfare credit, and your card comes with three free upgrades to Ritz-Carlton club level every year which are valid on paid stays up to seven nights in length. After your first year, you gain automatic Gold status which you can keep with $10,000 total spending each year. If you spend $75,000 in a year, you’ll earn Platinum status.

The Marriott Rewards Premier Business Credit Card

With the Chase Mariott rewards card, you’ll earn 80,000 bonus points after making just $3,000 in purchases within the first three months. After you’ve spent $50,000 during your account year, you’ll gain Gold status and a complimentary night in a category 1-5 hotel on each yearly anniversary.

The Hyatt Credit Card

When you spend $2,000 in the first three months after opening this Chase account, you’ll earn 40,000 points. You can earn another 5,000 points by adding an authorized user on your account and having them make a purchase within that same time period.

The British Airways Visa Signature Card

This Signature card has brought back their awesome bonus from 2009 to be paid out as follows. You’ll get 50,000 points after spending $3,000 within the first three months. After that, you’ll gain another 25,000 if you spend a total of $10,000 within the first year. If you spend a total of $20,000 within that year, you’ll top those 75,000 points off with another 25,000 for a whopping total of 100,000 bonus points.

If you’re working on becoming a travel hacking master, you’ll want to check out these cards. They offer a multitude of benefits and are a great way to bypass the 5/24 rule.

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